Announcement 21-0036: FEMA Disaster Declaration for New Jersey Hurricane Ida

September 7, 2021

Overview

Due to damage from remnants of Hurricane Ida in New Jersey FEMA has declared the following counties a disaster.

Incident Period: September 1, 2021 – September 3, 2021

State	FEMA Disaster Declaration	Counties
New Jersey	September 5, 2021	Bergen, Gloucester, Hunterdon, Middlesex, Passaic and Somerset

Please note:

If your loan is …	A re-inspection is required …	Under these circumstances …
FHA Full Doc	Yes	If the original appraisal inspection date was prior to the Incident Period End Date – 9/3/2021.
FHA Streamline	No	Not applicable
VA Full Doc and IRRRL	Yes	If the loan was not closed (signed) prior to the Declaration Date of 9/5/2021.
USDA Full Doc and Streamline Assist	Yes	If the original appraisal inspection date was prior to the Incident Period End Date – 9/3/2021.
*Conventional and Non Agency**	Yes	If the original appraisal inspection date was prior to the Incident Period End Date – 9/3/2021.

*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.

For further guidance and loan property requirements refer to the Declared Disaster Policy published on carringtoncorrespondent.com.

Please contact CorrespondentRM@carringtonms.com with any questions.

Carrington thanks you for your business.