Overview
Due to severe storms, straight-line winds, flooding, landslides, and mudslides in Kentucky, FEMA has declared the following counties a disaster. FEMA has established the Incident Period End Date and updated counties are listed in bold.
Incident Period: February 14, 2025 - March 7, 2025
| State | FEMA Disaster Declaration | Counties |
| Kentucky | 02/24/2025 | Breathitt, Clay, Estill, Floyd, Harlan, Johnson, Knott, Lee, Leslie, Letcher, Martin, Owsley, Perry, Pike, Simpson and Woodford |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 03/07/2025. |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 03/07/2025. |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – 02/24/2025. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 03/07/2025. |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 03/07/2025. |
| Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*. |
Contacts
Please contact CorrespondentRM@carringtonms.com with any questions.
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