Overview
Due to severe storms, straight-line winds, flooding, landslides, and mudslides in West Virginia, FEMA has declared the following counties a disaster. FEMA has established the Incident Period End Date and the updated counties are listed in bold.
Incident Period: February 15, 2025 and February 18, 2025
| State | FEMA Disaster Declaration | Counties |
| West Virginia | 02/26/2025 | Logan, McDowell, Mercer, Mingo, Wayne and Wyoming |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 02/18/2025. |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 02/18/2025. |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – 02/15/2025. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 02/18/2025. |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 02/18/2025. |
| Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 02/18/2025. |
Contacts
Please contact CorrespondentRM@carringtonms.com with any questions.
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