Overview
Due to Hurricane Helene in South Carolina, FEMA has declared the following counties a disaster. FEMA has established the Incident Period end date and updated counties are listed in bold.
Incident Period: September 25, 2024 – October 7, 2024
| State | FEMA Disaster Declaration | Counties |
| South Carolina | 09/29/2024 | Abbeville, Aitken, Allendale, Anderson, Bamberg, Barnwell, Beaufort, Catawba Indian Reservation, Cherokee, Chester, Edgefield, Fairfield, Greenville, Greenwood, Hampton, Jasper, Kershaw, Laurens, Lexington, McCormick, Newberry, Oconee, Orangeburg, Pickens, Richland, Saluda, Spartanburg, Union, and York |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 10/07/24. |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 10/07/24. |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – 9/25/2024. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 10/07/24. |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 10/07/24. |
| Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 10/07/24. |
Contacts
Please contact CorrespondentRM@carringtonms.com with any questions.
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