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Updated FEMA Disaster Declaration for Georgia - Hurricane Helene

October 15, 2024

Overview

Due to Hurricane Helene in Georgia, FEMA has declared the following counties a disaster. Updated counties are listed in bold.

Incident Period: September 24, 2024 and continuing

State FEMA Disaster Declaration Counties
Georgia 09/30/2024 Appling, Atkinson, Bacon, Ben Hill, Berrien, Brooks, Bryan, Bulloch,
Burke, Butts, Camden, Candler, Charlton, Chatham, Clinch,
Coffee, Colquitt, Columbia, Cook, Echols, Effingham, Emanuel,
Evans, Glascock, Glynn, Irwin, Jeff Davis, Jefferson, Jenkins, Johnson,
Lanier, Laurens, Liberty, Lincoln, Long, Lowndes, McDuffie, Montgomery,
Newton, Pierce, Rabun, Richmond, Screven, Tattnall, Telfair, Tift,
Toombs, Treutlen, Ware, Washington, Wayne, and Wheeler

Re-Inspection by Product Type

If your loan is … A re-inspection is required … Under these circumstances …
FHA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
FHA Streamline No Not applicable
VA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
VA IRRRL Yes If the loan was not closed (signed) prior to the Incident Period Begin Date – 9/24/2024.
USDA Full Doc and Streamline Assist Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
Conventional Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
Non-Agency Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.

*In cases where FEMA has not yet issued an Incident End Date and the disaster is “Continuing”, the earliest CMS will permit a re-inspection is a minimum of 14 calendar days from the Incident Period Start Date.

Contacts

Please contact CorrespondentRM@carringtonms.com with any questions.

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