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Updated FEMA Disaster Declaration for Iowa

August 27, 2024

Overview

Due to severe storms, flooding, straight-line winds and tornadoes in Iowa, FEMA has declared the following counties a disaster. Updated counties are listed in bold.

Incident Period: June 16, 2024 and continuing

State FEMA Disaster Declaration Counties
Iowa 06/24/2024 Buena Vista, Cherokee, Clay, Dickinson,
Emmet, Humbolt, Lyon, O'Brien,
Palo Alto, Plymouth, Sioux and Woodbury

Re-Inspection by Product Type

If your loan is … A re-inspection is required … Under these circumstances …
FHA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
FHA Streamline No Not applicable
VA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
VA IRRRL Yes If the loan was not closed (signed) prior to the Incident Period Begin Date – 06/16/24.
USDA Full Doc and Streamline Assist Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
Conventional Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
Non-Agency Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.

*In cases where FEMA has not yet issued an Incident End Date and the disaster is “Continuing”, the earliest CMS will permit a re-inspection is a minimum of 14 calendar days from the Incident Period Start Date.

Contacts

Please contact CorrespondentRM@carringtonms.com with any questions.

Carrington thanks you for your business.

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