Overview
Due to severe storms, straight-line winds, tornadoes, and flooding in Texas, FEMA has declared the following counties a disaster. Updated counties are listed in bold.
Incident Period: April 26, 2024 and continuing
| State | FEMA Disaster Declaration | Counties |
| Texas | 05/17/2024 | Calhoun, Collin, Cooke, Denton, Eastland, Guadalupe, Hardin, Harris, Jasper, Jones, Lamar, Liberty, Montague, Montgomery, Polk, San Jacinto, Trinity, Walker and Waller |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*. |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*. |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – 04/26/24. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*. |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*. |
| Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*. |
*In cases where FEMA has not yet issued an Incident End Date and the disaster is “Continuing”, the earliest CMS will permit a re-inspection is a minimum of 14 calendar days from the Incident Period Start Date.
Contacts
Please contact CorrespondentRM@carringtonms.com with any questions.
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