Overview
Due to severe storms and flooding in Illinois, FEMA has declared the following county a disaster.
Incident Period: September 17, 2023 - September 18, 2023
| State | FEMA Disaster Declaration | Counties |
| Illinois | November 20, 2023 | Cook |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – September 18, 2023. |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – September 18, 2023. |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – September 17, 2023. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – September 18, 2023. |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – September 18, 2023. |
| Non Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – September 18, 2023. |
Contacts
Please contact CorrespondentRM@carringtonms.com with any questions.
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