Overview
Due to Hurricane Idalia in Florida, FEMA has declared the following counties a disaster. Update: Additional counties have been added (shown in bold) and the Incident Period End Date has been established.
Incident Period: August 27, 2023 – September 4, 2023
| State | FEMA Disaster Declaration | Counties |
| Florida | August 31, 2023 | Citrus, Columbia, Dixie, Gilchrist, Hamilton, Hernando, Jefferson, Lafayette, Levy, Madison, Pasco, Pinellas, Suwannee and Taylor |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – September 4, 2023. |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – September 4, 2023. |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – August 27, 2023. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – September 4, 2023. |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – September 4, 2023. |
| Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – September 4, 2023. |
Contacts
Please contact CorrespondentRM@carringtonms.com with any questions.
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