Announcement 22-0005: FEMA Disaster Declaration for Tennessee Severe Storms, Straight-line Winds, and Tornadoes

January 18, 2022

Overview

Due to severe storms, straight-line winds, and tornadoes in Tennessee, FEMA has declared the following counties a disaster.

Incident Period: December 10, 2021 - December 11, 2021

State	FEMA Disaster Declaration	Counties
Tennessee	January 14, 2022	Cheatham, Davidson, Dickson, Gibson, Henderson, Henry, Lake, Obion, Stewart, Sumner, Weakley and Wilson

If your loan is …	A re-inspection is required …	Under these circumstances …
FHA Full Doc	Yes	If the original appraisal inspection date was prior to the Incident Period End Date – 12/11/21.
FHA Streamline	No	Not applicable
VA Full Doc and IRRRL	Yes	If the loan was not closed (signed) prior to the Declaration Date of 01/14/22.
USDA Full Doc and Streamline Assist	Yes	If the original appraisal inspection date was prior to the Incident Period End Date – 12/11/21.
*Conventional and Non-Agency**	Yes	If the original appraisal inspection date was prior to the Incident Period End Date – 12/11/21.

*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.

For further guidance and loan property requirements refer to the Declared Disaster Policy published on carringtoncorrespondent.com.

Please contact CorrespondentRM@carringtonms.com with any questions.

Carrington thanks you for your business.