Overview
Due to Louisiana Hurricane Delta, FEMA has declared the following parishes a disaster. Updated counties are shown in bold.
Incident Period: October 6, 2020 – October 10, 2020
| State | FEMA Disaster Declaration | Parishes |
| Louisiana | October 16, 2020 | Acadia, Beauregard, Calcasieu, Cameron, Jefferson Davis, Lafayette, Rapides, St. Landry, St. Martin Parish’s and Vermilion |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to 10/10/2020. |
| FHA Streamline | No | Not applicable |
| VA Full Doc and IRRRL | Yes | If the loan was not closed (signed) prior to the Declaration Date of 10/16/2020. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to 10/10/2020. |
| Conventional* | Yes | If the original appraisal inspection date was prior to 10/10/2020. |
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
For further guidance and loan property requirements refer to the Declared Disaster Policy published on carringtoncorrespondent.com.
Contacts
Please contact CorrespondentRM@carringtonms.com with any questions.
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